When Do Vanilla Gift Cards Expire. Under federal law inactivity fees can only be charged after 12 months of inactivity and if other conditions are met. But if its not used within 12 months fees for inactivity dormancy or service can be charged to the card each month diminishing its value.
Gift cards can only expire five years after the date the card was purchased or the date money was last loaded onto the card. We thought our gift card was to expire 815. Bank-issued gift cards such as Visa gift cards may start to lose value via monthly service fees after a year of inactivity.
While the funds on the gift card wont expire its important to know that the plastic card will.
We never activated it waiting for a special purchase. Once the card is activation no additional fees apply and the funds never expire. We thought our gift card was to expire 815. This means that you can load as much money as possible.
